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Insurance and modifications -
02-10-2008, 06:02 PM
Post: #11
RE: Insurance and modifications -
Im screwed then really aren't i!

Alanman, can you see if you can find me a quote?

A decent one?

1989 VW caddy pickup, mods are aftermarket exhaust, airbag suspension and mini bullet mirrors..

I hve some no claims but not had a car or insurance for about a year so are they now invalid?

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02-10-2008, 09:05 PM (This post was last modified: 02-10-2008 09:06 PM by OllieWestwood.)
Post: #12
RE: Insurance and modifications -
My Standard 200SX is easy to insure Icon_rolleyes

1. Top 100 Show Car 2. 13 sec 250+bhp RWD monster 3. Daily runabout well detailed 4. New Toy..The Track Car - but i know fuck all about this scene........


Understeer: when you hit the wall with the front of the car.
Oversteer: when you hit the wall with the back of the car.
Horsepower: how fast you hit the wall.
Torque: how far you take the wall with you.

***Nissan 200SX S14a 203.2bhp 194.6lbft - 13.89@100.60***
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02-10-2008, 10:13 PM
Post: #13
RE: Insurance and modifications -
Insurance is a right minefield - you can get all sorts of varying quotes from different insurers even if you're giving the same details!!!
A lot of people I know use Tesco as they are cheap but they wanted 1500+ for me on the 2. A.Flux is under 600 with absolutely everything declared!!
If you have a modded car and you dont notify your insurers of exactly what you have done to it - IMHO you are an ass. As you prob know Alanman they are much stricter on the inspections now and if they can find a way not to pay then they won't - and your up shit creek without a paddle as any undeclared mods will void your insurance!! Even more costly if you are covering the cost of someone elses repairs!!
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03-10-2008, 09:22 AM
Post: #14
RE: Insurance and modifications -
no_cool_name Wrote:Insurance is a right minefield - you can get all sorts of varying quotes from different insurers even if you're giving the same details!!!
A lot of people I know use Tesco as they are cheap but they wanted 1500+ for me on the 2. A.Flux is under 600 with absolutely everything declared!!
If you have a modded car and you dont notify your insurers of exactly what you have done to it - IMHO you are an ass. As you prob know Alanman they are much stricter on the inspections now and if they can find a way not to pay then they won't - and your up shit creek without a paddle as any undeclared mods will void your insurance!! Even more costly if you are covering the cost of someone elses repairs!!
ive been with ardian flux for years would recommend people to at least try for a quote

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http://www.clubvauxhall.com
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03-10-2008, 10:19 AM
Post: #15
RE: Insurance and modifications -
I tried flux before and they was the most expensive,but that's insurance companys for ya. I went with endsleigh for the wrx
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03-10-2008, 10:33 AM
Post: #16
RE: Insurance and modifications -
no_cool_name Wrote:If you have a modded car and you dont notify your insurers of exactly what you have done to it - IMHO you are an ass. As you prob know Alanman they are much stricter on the inspections now and if they can find a way not to pay then they won't - and your up shit creek without a paddle as any undeclared mods will void your insurance!! Even more costly if you are covering the cost of someone elses repairs!!

Before I knew much about modded cars, I changed my standard wheels on my saxo, and when that was wrote off they nearly didn't pay out.
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